500 Euro credit with immediate payment
Not infrequently, it is urgent to pay an open bill, but the money is missing. Now it would be nice to get a cash injection until the next cash receipt. From the use of the Dispos on the current account can only be advised against, because the interest rates are very high. Customers may have to pay up to 17 percent interest for the use of the disposable. Cheaper but it is with a 500 Euro credit with immediate payment. However, the choice of providers is not large, because the traditional banks refuse such loans because of the high cost. If you want to borrow 500 euros immediately, you should do without dispos and apply online.
Where do you get a 500 Euro loan with immediate payment?
The amount of the loan is different for each of these providers. However, they all have one thing in common. For new customers there is a limit in the maximum sum. The following credit sums are available for new customers:
- 500 euros
- 600 euros
- 199 Euro
- 3,000 euros
- 1,500 euros for each customer. Smartphone is required.
At Cashexpert, there is a special feature to the other providers of mini loans. To use the portal, a smartphone is required. Without this a loan with immediate payment is not possible.
What are the requirements?
Already during the application for a 500 Euro loan with immediate payment, the users should have their papers at hand on the desk. The identity card, a current account statement, the last three income statements and the completed and signed loan application are requested. Most of these providers do without the Postident but instead use the videoident procedure. The customer needs to have a good internet connection, a webcam or a smartphone with front camera and appropriate software for video telephony, such as Skype. If these conditions are met, there should be no hindrance.
How does the application go and how can I borrow 500 euros immediately?
The fact that a mini loan is even made in this way is due to the new modern technology. Previously, the customers had no choice but to verify at the post office counter. If you lived outside, you usually had problems finding a suitable post office quickly. A payout in 24 hours was hardly possible. Only the possibility of video identification and express transfers make a quick loan 500 euros in 24 hours possible.
This requires, however, that the customer also has the modern technology. However, most PC users have a webcam and fast Internet, so that should not stand in the way. However, deadlines must be observed. Until then, all documents and the loan agreement must be signed and sent to the bank. For most, the deadline is 13.00. Occasionally, the documents can also be submitted until 15.00. Those wishing to receive a payout within 24 hours must pay additional fees for this service. How high these are can be found in the respective provider.
Is there a 500 Euro loan without private credit?
There are only two providers, who give a 500 Euro credit without private credit. These are Neofunding and viloan. The other providers check the private credit and give no 500 euro credit immediately with negative entries. For the other providers mentioned, it depends on the type of negative entry. Sometimes an eye is closed, if the entry is not so serious or if it is a completed negative entry, which is still seen three years after the payment in the private credit.
Are there any exceptions where a 500 Euro loan with immediate payment is not possible?
They actually exist. In a current insolvency proceedings, none of the providers awards such a mini loan. An affidavit also has a negative effect. A seizure may also not be present and no arrest warrant. For all providers, it is a prerequisite that the loan seeker has a permanent job. This should not be limited. Even if only one of the above-mentioned reasons for a rejection is present, the user does not even need to apply for a mini credit. A refusal is preprogrammed at all.
A mini-loan with immediate payment is a good thing, provided you get involved in the higher cost of a flash transfer. Who wants to save money, waives the express transfer. Although this extends the process to payout by about four days, but this mini credit is then cheaper. One should also be aware that he is not intended for the purchase of goods. The application for such a 500 euro loan with immediate payment should remain the exception. It only serves as a bridging loan, which can already be seen in the maturities. But it is cheaper than the Dispo on the checking account and thus a real alternative, if you need short term money. However, this must be repaid within two months. It should be clear from the outset that the borrower is also capable of doing so. Even the slightest doubt excludes a 500 euro loan with immediate payment.